PMI vs PiggyBacking

Another financing option lures home buyers: PMI - OregonLive.com: "Home buyers who can't come up with a 20-percent down payment -- and at today's real estate prices it can be a stretch -- must buy private mortgage insurance, or PMI, to guarantee that the lender will be reimbursed if the buyer defaults on the loan.But in recent years, buyers have been circumventing the requirement by paying less