Clearing mail box

Ok, I am back...Went to Virginia (and West Virginia) for a bike ride. Wow, what a ride. Supposedly the hilliest Century east of the Rockies. Not sure if it is or is not, but it is hard and hilly! Over 13,400 feet of climbing with 9 named climbs. Great fun!I will get back to seriously posting finance stuff either later tonight or tomorrow, but a few articles that were sent to me (either by