Monday, January 24, 2005

More Banks, Less Crime? The Real and Social Effects of Bank Competition

Garmaise and Moskowitz report that bank mergers are bad for the community. Specifically, bank mergers (and the resulting reduced competition) lead to reduced lending in the community where the banks merged, a weaker local economy, and increased crime.


Longer version:

Who wins and loses in a merger? In class we analyze various stakeholder groups and try to come to a conclusion for each. It is

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